Instant Payday Loans UK

Instant Payday Loans UK

Has your application for an instant payday loan been declined by your bank because of your bad credit history? We at BadCreditSite can connect you to a lender that can instantly approve your loan request despite your credit score. 

What is an Instant Payday Loan? 

This is a short term unsecured loan that is available to you immediately after you submit your request. It’s typically paid off within 14 to 30 days, meaning that it’s given to those with a steady income. An instant payday loan is designed to assist you to cater to emergency cash needs such as when you have emergency medical bills, emergency car repairs, and similar expenses that cannot wait until your next paycheck. 

While most payday loans in the United Kingdom are usually given within a day, fast or instant payday loans are available in minutes, allowing the borrower to take care of their urgent cash needs without delay.

What Can Make You Take Out Instant Payday Loans?

Unplanned or unexpected expenses can appear out of nowhere. You can take an instant payday loan to pay for;

– Emergency home repairs like roofing problems, plumbing issues, etc.

– Emergency car repairs

– Emergency medical bills 

– Delayed Salary

– Funeral expenses

What are the Eligibility Criteria For Instant Payday Loans

To qualify for an instant payday loan UK, you must be over 18 years old, a legal UK resident and must have a steady source of income. Other requirements may include a valid email address, valid bank account, and working phone number. 

The advent of the internet has made loan applications very easy. You just need to visit a loan application form on our website fill in the required personal details such as; your name, email address, home address, mobile number, bank account details, and employment details.

What Factors Should I Consider When Borrowing An Instant Payday Loan?

Because most people take out instant payday loans in distress or in pressing situations, they may fail to scrutinise the lender before signing the loan contract which is a big mistake. When searching for an instant payday loan UK, pay attention to the following factors;

1. The Lender – ensure that the lender is reputable and licensed by the Financial Conduct Authority. This will protect against fraudulent activities of some lenders. 

2. Lending Time. Check the amount of time it will take you to get the loan. An instant payday loan should be approved and disbursed in minutes, not hours as this is an emergency loan. 

3. Loan Terms and Conditions – Choose a lender that offers reasonable interest rates and favourable repayment options.

Checking for the above aspects can be time-consuming and stressful. Instead, let us take care of it for you. Our free-to-use software will match your profile with over 60 lenders to help you find the best deal for you. 

Visit to get a free quote.